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South Atlantic Bank | Proud to Serve the Carolina Coast

ONLINE VOTING NOW AVAILABLE

The Annual Meeting of Shareholders of South Atlantic Bancshares, Inc. will take place on April 28, 2026, at 4 p.m at our Towne Centre office. Proxy materials have been mailed to all shareholders.

To view the Proxy Statement, Annual Report, and Financial Statement and vote online, click here after receiving your materials via mail.
Visit our new Summerville Office in Carnes Crossroads

2444 North Main Street
Summerville, SC 29486

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Named One of “America’s Best Regional Banks and Credit Unions”

by Newsweek Third Year in a Row

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New Wire Transfer Migration to ISO20022

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Dream Bigger

Find the lending solution that’s right for you
Tailor-Made Banking That Lets You Get Back to Living

Make the Switch to SAB
Manage Your Business Not Your Cash Flow

Our Corporate Services Team Can Help

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How can we help your finances?

Our local bankers can customize solutions that are tailor-made to meet your needs.

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More About Savings

Mission Financial Security: Defending Against Today’s Scams

FHLBank Atlanta and South Atlantic Bank award grant to Lowcountry Legal Volunteers

Habitat for Humanity of Horry County Partners with South Atlantic Bank

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The webpage you are about to visit is not part of the South Atlantic Bank web family or southatlantic.bank domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

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Warning! You are leaving South Atlantic Bank.

The website you are about to visit, South Atlantic Financial Group, is not part of the South Atlantic Bank web family or southatlantic.xyz domain. The site is not under South Atlantic Bank control and South Atlantic Bank is not responsible for the information or links you may find there. South Atlantic Bank is providing the link only as a convenience.

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Not a bank or credit union deposit obligation. Not FDIC or NCUA insured. Not insured by any federal government agency. Not guaranteed by any bank or credit union. May go down in value.

South Atlantic Bank receives compensation from MML Investors Services (MMLIS) and its affiliates for referring clients to MMLIS and its representatives. MMLIS’s affiliates include Massachusetts Mutual Life Insurance Company (MassMutual), MML Bay State Life Insurance Company (MML Bay State), C.M. Life Insurance Company (CM Life) and MML Insurance Agency, LLC (MMLIA). As a result, South Atlantic Bank has an incentive to refer clients to MMLIS and its representatives.

For the products and services offered through MMLIS, South Atlantic Bank with receive 12% of the dealer concessions, commissions and advisory fees received by MMLIS. For products offered through MMLIA, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative. For all products offered by MassMutual, MML Bay State and CM Life, South Atlantic Bank will receive a percentage (which will be determined at the time of purchase) of the compensation paid to the MMLIS representative.

Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC., Member SIPC. Supervisory Office: 40 Calhoun Street, Suite 310, Charleston, SC 29401, Phone: 843-856-3411. South Atlantic Bank is not a subsidiary or affiliate of MML Investors Services and is not a current client. Local sales agencies are not subsidiaries of Massachusetts Mutual Life Insurance Company (MassMutual) or its affiliated companies.