Personal Checking and Money Market Accounts
Click on the product below to review its features and benefits.
Premier Checking
This special package account rewards you for your relationship with South Atlantic Bank.
Features and Benefits
- Unlimited check writing
- Just a $100 deposit to open
- All balances earn interest
- Interest is compounded daily and credited monthly
- Three balance options to avoid fees
- $20 monthly service charge
- FREE QuickCard Debit Card Upon Approval
- Two free non-South Atlantic Bank ATM withdrawals per card per statement cycle. Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
- Free Online Banking with Bill Payment Service
- Free Telephone Banking Upon Approval
- Monthly statement via E-Docs or U.S. Mail
- Ready Reserve Overdraft Protection available upon credit product approval
Interest Checking
You can earn a competitive rate of interest while enjoying unlimited access to your funds with our Interest Checking account.
Features and Benefits
- Unlimited check writing
- Just a $100 deposit to open
- All balances earn interest
- Interest is compounded daily and credited monthly
- Three balance options to avoid fees: : $500 daily balance, $1,000 average balance, or $5,000 combined daily balance in checking, savings, CDs, or IRAs. Otherwise an $8 monthly service charge applies.
- FREE QuickCard Debit Card Upon Approval
- Two free non-South Atlantic Bank ATM withdrawals per card per statement cycle. Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
- Free Online Banking with Bill Payment Service
- Free Telephone Banking Upon Approval
- Monthly statement via E-Docs or U.S. Mail
- Ready Reserve Overdraft Protection available upon credit product approval
Active Senior Checking
Designed for customers age 55 or better, our Senior Checking provides unlimited check writing and a lot more, at no cost!
Features and Benefits
- Unlimited check writing
- Just a $100 deposit to open
- All balances earn interest
- $10 monthly service charge which is not charged with just one of the following qualifiers: monthly direct deposit, $500 daily balance, $1,000 average balance, OR $2,500 combined daily balance in checking, savings, CDs or IRAs
- Interest is compounded daily and credited monthly
- FREE standard checks (Limit 2 boxes per calendar year)
- No penalty for early redemption of CDs due to medical emergency
- FREE QuickCard Debit Card Upon Approval
- Two free non-South Atlantic Bank ATM withdrawals per card per statement cycle. Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
- Free Online Banking with Bill Payment Service
- Free Telephone Banking
- Monthly statement via E-Docs or U.S. Mail
- Ready Reserve Overdraft Protection available upon credit product approval
Student Checking
Our account provides students from the age of 14 to 22 with free, unlimited check writing. If student is younger than age 18, a parent must be a co-owner on the account. Valid student ID required.
Features and Benefits
- NO monthly service charge
- Unlimited check writing
- Just a $50 deposit to open
- No minimum balance requirements
- Unlimited FREE ATM Use (Never a fee or surcharge!)
- Free QuickCard MasterCard Debit Card Upon Approval
- Free Online Banking with Bill Payment Service
- Free Telephone Banking
- Monthly statement via E-Docs or U.S. Mail
- Ready Reserve Overdraft Protection available upon credit product approval
Free Checking
Our account provides you with free, unlimited check writing. It’s perfect for young adults or anyone who needs a basic transaction account.
Features and Benefits
- NO monthly service charges
- Unlimited check writing
- Just a $100 deposit to open
- No minimum balance requirements
- Free QuickCard MasterCard Debit Card Upon Approval
- Two free non-South Atlantic Bank ATM withdrawals per card per statement cycle. Unlimited free withdrawals at any PRESTO! ATM located at all Publix grocery stores.
- Free Online Banking with Bill Payment Service
- Free Telephone Banking
- Monthly statement via E-Docs or U.S. Mail
- Ready Reserve Overdraft Protection available upon credit product approval
Money Market Checking
Higher balances will earn higher rates with this premium Money Market Account.
Features and Benefits
- Open your account with a $1000 deposit
- Collected balances of $1000 or more earn interest
- Interest is compounded and credited monthly
- Four interest tiers that reward you for saving
- Limited check access*
- Free Online Banking with Bill Payment Service
- Free Telephone Banking
- Monthly statement via E-Docs or U.S. Mail
- $10 monthly service charge which is waived with a $1,000 daily balance OR a $2,000 average balance.
- $10 per withdrawal fee if withdrawals exceed six in a statement cycle.
*Federal regulations allow unlimited withdrawals and transfers at teller windows, ATMs, and by mail. Telephone withdrawals (made via check mailed to customer) are also unlimited. All other types of transfers and withdrawals are limited to six per statement cycle, made by check, draft, debit card, or similar order to third parties.
Compare Our Accounts
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Compare Checking Accounts*
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To open your accounts:
Please visit the South Atlantic Bank office nearest you. Be sure to bring your Social Security number and one form of photo ID with you (for example, driver’s license or government-issued photo ID card), along with the money for your opening deposit. If your address is different from your ID, please bring verification of your address.
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